{"id":42,"date":"2021-09-27T19:20:26","date_gmt":"2021-09-27T19:20:26","guid":{"rendered":"https:\/\/sanjac.mycareerfocus.org\/fall-2021-volume-1-issue-3\/need-cash-for-college-we-can-help\/"},"modified":"2021-10-21T19:38:47","modified_gmt":"2021-10-21T19:38:47","slug":"need-cash-for-college-we-can-help","status":"publish","type":"post","link":"https:\/\/sanjac.mycareerfocus.org\/fall-2021-volume-2-issue-3\/need-cash-for-college-we-can-help\/","title":{"rendered":"Need cash for college? We can help"},"content":{"rendered":"<p>By Courtney Morris<\/p>\n<p><span style=\"font-family: 'Open Sans';\">Raise your hand if you don\u2019t know how you\u2019ll pay for college. We see that hand!<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans';\">College is a big step. While San Jacinto College offers an affordable education, you might not be able to pay for everything out of pocket.<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans';\">If navigating financial aid is holding you back, we can help. Here to guide you in the process are <span style=\"font-family: 'Open Sans Bold';\">Robert Merino<\/span>, dean of financial aid, and <span style=\"font-family: 'Open Sans Bold';\">Tammy McAdams<\/span>, San Jacinto College Foundation coordinator of advancement.<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans';\">Learn how to apply for financial aid and snag Foundation scholarships.<\/span><\/p>\n<div id=\"attachment_41\" style=\"width: 510px\" class=\"wp-caption alignright\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-41\" class=\"wp-image-41\" src=\"http:\/\/sanjac.mycareerfocus.org\/fall-2021-volume-1-issue-3\/wp-content\/uploads\/sites\/22\/2021\/09\/Welcome_Center_Central_Campus-1024x683.jpg\" alt=\"\" width=\"500\" height=\"334\" srcset=\"https:\/\/sanjac.mycareerfocus.org\/fall-2021-volume-2-issue-3\/wp-content\/uploads\/sites\/22\/2021\/09\/Welcome_Center_Central_Campus-1024x683.jpg 1024w, https:\/\/sanjac.mycareerfocus.org\/fall-2021-volume-2-issue-3\/wp-content\/uploads\/sites\/22\/2021\/09\/Welcome_Center_Central_Campus-300x200.jpg 300w, https:\/\/sanjac.mycareerfocus.org\/fall-2021-volume-2-issue-3\/wp-content\/uploads\/sites\/22\/2021\/09\/Welcome_Center_Central_Campus-768x512.jpg 768w, https:\/\/sanjac.mycareerfocus.org\/fall-2021-volume-2-issue-3\/wp-content\/uploads\/sites\/22\/2021\/09\/Welcome_Center_Central_Campus-1536x1025.jpg 1536w, https:\/\/sanjac.mycareerfocus.org\/fall-2021-volume-2-issue-3\/wp-content\/uploads\/sites\/22\/2021\/09\/Welcome_Center_Central_Campus-2048x1366.jpg 2048w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><p id=\"caption-attachment-41\" class=\"wp-caption-text\"><span style=\"font-family: 'Open Sans'; font-size: 10pt;\">Campus welcome centers offer financial aid and other advising to help you achieve your goals at San Jac.<\/span><\/p><\/div>\n<h3><span style=\"font-family: 'Open Sans Bold';\">Financial Aid 101<\/span><\/h3>\n<p><span style=\"font-family: 'Open Sans Bold';\">Q: What is financial aid, and how do I apply for it?<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans Bold';\">Robert Merino:<\/span> <span style=\"font-family: 'Open Sans';\">Financial aid helps students and their families cover education expenses like tuition, course materials, transportation, and more. It includes grants, scholarships, federal or private loans, work-study, and paid internships.<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans';\">You apply by completing the Free Application for Federal Student Aid (FAFSA) or the Texas Application for State Financial Aid (TASFA).<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans';\">You\u2019ll complete the FAFSA if you are:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'Open Sans';\">A U.S. citizen<\/span><\/li>\n<li><span style=\"font-family: 'Open Sans';\">A permanent U.S. resident with an alien registration card<\/span><\/li>\n<li><span style=\"font-family: 'Open Sans';\">A conditional permanent U.S. resident with visa type I-551C<\/span><\/li>\n<li><span style=\"font-family: 'Open Sans';\">An eligible non-citizen with an arrival\/departure record showing you are a refugee, parolee (minimum one year), Cuban-Haitian entrant, or granted asylum.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'Open Sans';\">You\u2019ll complete the TASFA if you\u2019re a Texas resident who is not eligible to complete the FAFSA.<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans Bold';\">Q: I hear the FAFSA is complicated. Has it gotten easier to complete?<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans Bold';\">RM:<\/span> <span style=\"font-family: 'Open Sans';\">The FAFSA keeps evolving every year. Since the application moved online, the questions have become dynamic. This means some questions are skipped if you or your parents meet certain criteria.<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans Bold';\">Q: What documents do I need to complete the FAFSA?<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans Bold';\">RM: <\/span><span style=\"font-family: 'Open Sans';\">You need:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'Open Sans';\">Your Social Security number or alien registration number (if you\u2019re not a U.S. citizen)<\/span><\/li>\n<li><span style=\"font-family: 'Open Sans';\">Your federal income tax returns, W-2s, and other records of money earned (you may be able to transfer your tax return information into your FAFSA using the IRS Data Retrieval Tool)<\/span><\/li>\n<li><span style=\"font-family: 'Open Sans';\">If applicable: Bank statements, investment records, and untaxed income records<\/span><\/li>\n<li><span style=\"font-family: 'Open Sans';\">An FSA ID to sign electronically<\/span><\/li>\n<li><span style=\"font-family: 'Open Sans';\">If a dependent: Most of the above information for your parent(s) too<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'Open Sans Bold';\">Q: What is expected family contribution (EFC), and what if I\u2019m paying my own way through school?<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans Bold';\">RM:<\/span> <span style=\"font-family: 'Open Sans';\">The EFC comes from a formula applied to FAFSA data. It estimates what your family can contribute toward your education expenses and determines how much financial aid you may receive. A low number allows you to receive the most aid.<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans';\">If your EFC is high but your family can\u2019t help you, still complete the FAFSA. Our Foundation offers merit-based scholarships that require a FAFSA on file, and our financial aid administrators can adjust the FAFSA income criteria if your household income has changed.<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans Bold';\">Q: If I\u2019ve completed the FAFSA or TASFA, how will I find out the aid I\u2019m receiving?<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans Bold';\">RM:<\/span><span style=\"font-family: 'Open Sans';\"> You may have to submit verification documents first. Then the College sends you a financial aid offer letter via email. This tells you how much you will receive as a full-time student. However, you don\u2019t have to enroll full time to receive aid. The actual amount depends on your enrollment.<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans Bold';\">Q: What kind of aid can I get?<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans Bold';\">RM:<\/span> <span style=\"font-family: 'Open Sans';\">The most common aid San Jac students receive is <span style=\"font-family: 'Open Sans Bold';\">grants<\/span> (like Pell). Pell eligibility is based on the EFC. Those with an EFC between zero and $5,846 qualify. As the EFC approaches $5,846, the Pell amount decreases.<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans Bold';\">Student loans<\/span> <span style=\"font-family: 'Open Sans';\">must be repaid when you graduate or drop from at least half-time status.<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans';\"><span style=\"font-family: 'Open Sans Bold';\">Work-study<\/span> allows you to earn aid by working an approved position on or off campus. You must enroll at least half time and have financial aid need.<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans';\"><span style=\"font-family: 'Open Sans Bold';\">Exemptions and waivers<\/span> are paid to students who meet certain conditions. Examples include being deaf or blind, the child of a disabled firefighter or police officer, part of the foster care system, and\/or a child or spouse of a deceased or disabled veteran.<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans Bold';\">Q: I feel overwhelmed. Can you help me?<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans Bold';\">RM: <\/span><span style=\"font-family: 'Open Sans';\">Yes! We have experienced financial aid advisors standing by to help you with everything. Our campuses are open for walk-in assistance. You may also schedule a virtual appointment at www.sanjac.edu\/connect-virtually.<\/span><\/p>\n<h3><span style=\"font-family: 'Open Sans Bold';\">Foundation Scholarships<\/span><\/h3>\n<p><span style=\"font-family: 'Open Sans Bold';\">Q: How do I find the general scholarship application? When does this open?<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans Bold';\">Tammy McAdams: <\/span><span style=\"font-family: 'Open Sans';\">First, make sure you\u2019ve applied to San Jac, claimed your SOS account, and completed the FAFSA or TASFA. You will need an SOS login to apply for Foundation scholarships.<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans';\">Next, visit sjcd.academicworks.com. There are two application cycles:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'Open Sans';\"><span style=\"font-family: 'Open Sans Bold';\">Primary (apply Feb. 15 &#8211; June 30):<\/span> Most scholarships offered by the College and Foundation are awarded annually for the academic year (fall\/spring).<\/span><\/li>\n<li><span style=\"font-family: 'Open Sans';\"><span style=\"font-family: 'Open Sans Bold';\">Secondary (apply Aug. 31 &#8211; Oct. 30):<\/span> Smaller general and departmental scholarships are available for the spring semester only.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'Open Sans';\">For a greater chance of receiving a scholarship, apply during the primary cycle. This allows you to plan your finances for the full academic year since most scholarships are for two semesters.<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans Bold';\">Q: What do I need to fill out the application?<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans';\"><span style=\"font-family: 'Open Sans Bold';\">TM:<\/span> Gather these documents and information:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'Open Sans';\">High school transcript (if you\u2019ve never attended college) or college transcript(s)<\/span><\/li>\n<li><span style=\"font-family: 'Open Sans';\">One letter of recommendation (some scholarships may require this)<\/span><\/li>\n<li><span style=\"font-family: 'Open Sans';\">List of accomplishments, awards, activities, employment, volunteer work, hobbies, etc.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: 'Open Sans Bold';\">Q: How will I know which specific scholarships I\u2019m eligible for? Do I apply separately for these?<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans';\"><span style=\"font-family: 'Open Sans Bold';\">TM:<\/span> There are two types of scholarship opportunities:<\/span><\/p>\n<ol>\n<li><span style=\"font-family: 'Open Sans';\"><span style=\"font-family: 'Open Sans Bold';\">Auto-match:<\/span> Once you submit the general application, you are automatically matched to scholarship opportunities for which you qualify. No further action required!<\/span><\/li>\n<li><span style=\"font-family: 'Open Sans';\"><span style=\"font-family: 'Open Sans Bold';\">Apply-to:<\/span> You may have to answer supplemental questions to be considered for these scholarships. You\u2019ll see these opportunities after you submit the general application. Read the criteria first to ensure you qualify.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-family: 'Open Sans Bold';\">Q: I\u2019ve heard scholarships are hard to get. Should I even try?<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans';\"><span style=\"font-family: 'Open Sans Bold';\">TM: <\/span>Yes, apply! The Foundation works hard to raise scholarship funds to help students achieve their goals. AcademicWorks is a one-stop shop to give you the most comprehensive access to San Jac\u2019s generous scholarship offerings. Complete one application, and you will be considered for many. The application is completely online, making it easy to apply!<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans Bold';\">Q: What\u2019s your best piece of advice for me to stand out?<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans';\"><span style=\"font-family: 'Open Sans Bold';\">TM:<\/span> Write great short essay responses. Sing your own praises. Think carefully about each question and share things about yourself that you can\u2019t show anywhere else in the application. This is one time when you need to brag.<\/span><\/p>\n<p><span style=\"font-family: 'Open Sans';\">Talk about recognition and awards you&#8217;ve received. Emphasize activities that show your talents and passions and demonstrate your leadership, initiative, persistence through adversity, and community service. Have someone else check your grammar and spelling but do your own writing.<\/span><\/p>\n<h2>Cheat Sheet<\/h2>\n<p><span style=\"font-family: 'Open Sans';\">Check out these resources to get cash for college and lower your expenses!<\/span><\/p>\n<ul>\n<li><span style=\"font-family: 'Open Sans';\"><span style=\"font-family: 'Open Sans Bold';\">fafsa.ed.gov:<\/span> Fill out the FAFSA.<\/span><\/li>\n<li><span style=\"font-family: 'Open Sans';\"><span style=\"font-family: 'Open Sans Bold';\">collegeforalltexans.com:<\/span> Learn about TASFA and financial aid in Texas.<\/span><\/li>\n<li><span style=\"font-family: 'Open Sans';\"><span style=\"font-family: 'Open Sans Bold';\">sanjac.edu\/grants:<\/span> We\u2019ve compiled scholarships and other aid on one page to make it easy for you!<\/span><\/li>\n<li><span style=\"font-family: 'Open Sans';\"><span style=\"font-family: 'Open Sans Bold';\">sanjac.edu\/admissions-aid\/payments\/paying-college:<\/span> Learn about installment payment plans and Opens Books courses that use free or low-cost digital materials.<\/span><\/li>\n<li><span style=\"font-family: 'Open Sans';\"><span style=\"font-family: 'Open Sans Bold';\">sanjac.edu\/connect-virtually:<\/span> Have questions? We\u2019ve got answers. Meet with us in person or virtually for help!<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>By Courtney Morris Raise your hand if you don\u2019t know how you\u2019ll pay for college. We see that hand! College is a big step. While San Jacinto College offers an affordable education, you might not be able to pay for everything out of pocket. If navigating financial aid is holding you back, we can help&#8230;. <a class=\"read-more\" href=\"https:\/\/sanjac.mycareerfocus.org\/fall-2021-volume-2-issue-3\/need-cash-for-college-we-can-help\/\">read more<\/a><\/p>\n","protected":false},"author":12,"featured_media":152,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,1],"tags":[],"article_type":[],"class_list":["post-42","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-aid","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.3.1 (Yoast SEO v25.3.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Need cash for college? We can help - Fall 2021, Volume 2 \u2013 Issue 3<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sanjac.mycareerfocus.org\/fall-2021-volume-2-issue-3\/need-cash-for-college-we-can-help\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Need cash for college? We can help\" \/>\n<meta property=\"og:description\" content=\"By Courtney Morris Raise your hand if you don\u2019t know how you\u2019ll pay for college. We see that hand! College is a big step. While San Jacinto College offers an affordable education, you might not be able to pay for everything out of pocket. 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